The machine on the counter
A fixed terminal or a portable one, chosen for whether the customer comes to you or you go to the table.
Card machines with next-day settlement, so takings are not held for days.
A card machine is the rate, the terminal cost and the day the money arrives. We look for next-day settlement, so takings are not held, and we set the contract length beside the transaction charge before you sign.
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A fixed terminal or a portable one, chosen for whether the customer comes to you or you go to the table.
We look for settlement the next working day, so takings are not held.
The card payment should match the sale, not sit in a separate pile of receipts.
A low rate on a long term with an exit fee is not automatically the cheaper machine.
Each way of taking a card is compared on settlement, the terminal and the contract.
| Where the card is taken | Settlement we ask for | What else is compared |
|---|---|---|
| At the counter | Next working day | Terminal cost, transaction charge, contract length |
| Tableside or portable | Next working day | Coverage on the floor, receipts, terminal cost |
| By phone | Next working day | The extra checks for a card the customer does not tap |
| With the till | Next working day | Whether the payment sits on the same sale |
Next-day settlement is what we ask for, so takings are not held for days. A live quote confirms the acquirer, the rate and the contract. Those numbers follow your turnover, so they are not listed as a fixed price here.

Card pricing is the percentage or the pence per transaction, plus the terminal, plus how long the provider holds the money. We ask for next-day settlement and set the contract length and any exit term beside the rate. A live quote uses your turnover. The table here is the comparison, not today’s acquirer prices.
Card payments
The card takings reach the business account on the next working day, rather than being held for several days. That is what we look for when we compare machines.
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