The channel you use
Counter, phone and online are different payments. We turn on the ones the business uses, and leave the rest.
Taking payment in person, by phone or online, arranged around how you trade.
Some businesses take money at the counter, some by phone, some from a link or a website, and many do all three. We arrange the way you take payment around how you trade, so each channel is covered and the payouts are not a surprise.
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Counter, phone and online are different payments. We turn on the ones the business uses, and leave the rest.
A terminal the customer can tap, with the settlement looked at in the same review.
Bookings and orders where the card is not in the room, with the checks that requires.
A website or a payment link, joined to the same view of what was taken.
The comparison follows the sale, not a single type of terminal.
| Channel | Where it is used | What has to work |
|---|---|---|
| In person | Shop, cafe, salon, counter | A terminal the customer can tap |
| By phone | Bookings and call-in orders | Card details taken securely, without the card present |
| Online | A website or a payment link | The page and the payout joined up |
| More than one | A business that trades in more than one way | One view of what was taken |
A live quote names the provider and the charges for the channels you use. In-person card machines are also covered on their own page, including next-day settlement.

A salon might take the appointment deposit online and the rest at the chair. A shop might only need the counter. A business that invoices might need a link. We arrange the mix around how you trade, and we keep the contract with the energy and the till rather than as a separate surprise.
Payments
A card machine is the in-person terminal. Payment solutions cover that, and also phone payments and online payments, arranged around how the business trades.
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